One word that anyone dealing with Workers’ Compensation will hear over and over is “benefits.” Workers’ Compensation Law is all about what benefits an employee is entitled to following an on-the-job injury. In North Carolina, employers are required to provide Workers’ Compensation benefits for any employee injured on the job or who is sick due to a work-related cause. After you are injured on the job and report your injury, your employer will submit your Workers' Compensation claim to the insurance company; if it is not contested, wages and medical bills will be paid by the insurance company.
Workers suffering immediate and long-term effects of occupational exposures are entitled to Workers’ Compensation benefits. According to North Carolina law, the exposure to toxic chemicals could have occurred recently or could have occurred many years ago as in the case of asbestos and lead. Benefits are also available if you have suffered an injury due to repetitive motion such as carpal tunnel syndrome, hearing loss due to exposure to loud noise, and psychiatric disorders due to a hostile or stressful work environment.
Having medical bills coming in while you’re not working can quickly and easily devastate a family. Medical benefits related to Workers’ Compensation include bills related to treatment at a hospital, doctor visits, medication, rehabilitation, etc. Full medical benefits are provided to employees entitled to Workers’ Compensation benefits, with no time or monetary limits in some cases.
Depending on the health status of the injured employee, salary continuation benefits will be either temporary or permanent. Temporary salary continuation is available for the duration of your recovery period. If you are not expected to recover from your injury, then you may qualify for permanent salary continuation. During these periods of receiving benefits, the amount paid is two-thirds of a Worker’s average weekly wage.
Some injuries leave employees unable to ever perform that same job again. Workers’ Compensation allows for re-training so you can enter a new field of work. To get your physical strength back, you may need physical therapy. Occupational therapists are specially trained to help people perform basic living and work-related skills.
Death benefits are based upon a percentage of an employee's wages and are subject to a cap, and payable to the surviving spouse or spouse and children. A minimum payment is provided no matter the employee's earnings, as is an allowance for burial.
To learn more about what Workers' Compensationbenefits you may be entitled to following your on-the-job injury, please contact experienced, dependable, aggressive Workers' Compensation lawyer, Nancy P. White at White & Stradley, PLLC serving Raleigh, Charlotte, Greenville, and nearby communities throughout the state of North Carolina today. If we feel your case has merit, there will be no cost for the Workers' Compensation law consultation.