Though it is commonly associated with workers faking or exaggerating injuries, Workers’ Compensation fraud is actually committed by employers far more than employees. Several types of Workers’ Compensation fraud exist, depending on who is involved with a benefit claim.
Employee Workers’ Compensation fraud is committed when an employee intentionally misrepresents the facts about an accident in order to obtain benefits. Examples of this type of fraud include:
- Filing a claim for a false injury
- Filing a claim for an injury that did not occur at work
- Misrepresenting the severity of an injury
- Lying about employment status to collect temporary benefits
Several investigations over the past twenty years have discovered that injured worker fraud accounts for less than 2% of all fraudulent Workers’ Compensation claims annually. Sadly, this type of fraud is still the first thing most people associate with Workers’ Compensation, which has become a “blame the worker first” environment.
Employer Workers’ Compensation fraud is much more prevalent than injured worker fraud. Employer fraud occurs when an employer misrepresents facts to obtain a lower premium, or to deny workers their rightful compensation. Examples of employer fraud include:
- Lying to employees about Workers’ Compensation regulations
- Falsely classifying employees as contractors
- Providing false information about the number of employees on a worksite
- Lying about the nature of work performed by an employee
- Under-reporting previous losses
This type of fraud can severely minimize an employee’s Workers’ Compensation benefits, often forcing injured workers to pay for their own treatment. If you have been injured in an on-the-job accident, you have a right to seek proper compensation. Our experienced attorneys at White & Stradley, PLLC, know what to expect when dealing with employers, insurance companies, and healthcare providers involved in Workers’ Compensation claims. We can protect your rights and help you obtain the full amount of compensation you are due.
If you live in the state of North Carolina and have been injured on the job, please contact the experienced Workers’Compensation attorneys at White & Stradley, PLLC, today or call us 855-565-4044 to schedule a free initial consultation.