Workers’ Compensation insurance is a mandatory type of insurance that almost every employer must carry. If you are injured while on the job, Workers’ Compensation provides you medical care and wage replacement.
Types of Services Covered by Workers’ Compensation Insurance
While on the job injuries are part of what the insurance company can pay out, they may also pay for:
- Permanent and temporary disability benefits
- Lost wages
- Death benefits for surviving dependents
The insurance company should be willing to pay for things such as hospitalization, physician services, and all kinds of rehabilitation, like chiropractic treatment or MRIs. This is what a Workers’ Compensation policy is for. Unfortunately, many insurance companies will try to deny and delay your Workers’ Compensation claim, especially if you have suffered a long-term disability that requires lots of care.
The law requires most employers to purchase Workers’ Compensation insurance. Your employer knows this, as do the insurance companies that provide Workers’ Compensation. When you have trouble getting your Workers’ Compensation benefits because the insurance company doesn’t want to pay you, the best step you can take is to hire an experienced Workers’ Compensation attorney. In the North Carolina area, the law firm of White & Stradley, PLLC, has represented those who have been given the runaround by the insurance company tasked with compensating an on the job injury.
If you are in the Raleigh, Greenville, Winston Salem, Charlotte, Durham, Asheville, Greensboro, Wilmington, or nearby ares in North Carolina and are having trouble with your Workers’ Compensation claim, please contact White & Stradley, PLLC, today for a free initial consultation.