Many people who are injured on the job fail to file Workers’ Compensation claims because they do not understand what Workers’ Compensation really is, what it is not, and what makes someone eligible to potentially receive benefits.
A Workers’ Compensation claim is an insurance claim. Employers are required to carry Workers’ Compensation insurance to cover the expenses of job-related injuries for the protection of their employees and themselves. It means that employers do no have to pay for your injuries out-of-pocket, which is something many employers cannot afford to do.
A Workers’ Compensation claim is not a lawsuit against your employer, nor is it an application for government assistance.
You may be eligible for Workers’ Compensation benefits if you were injured on the job during an obvious incident, such as an accident. You may also be eligible if you have immediate or long-term injuries caused by work-related exposure such as to toxic chemicals or noise, or if you have repetitive motion injuries such as carpal tunnel syndrome.
Workers’ Compensation benefits are available to you even if your employer was not to blame for your injuries. You co not have to prove fault to receive your benefits.
Filing a Workers’ Compensation claim is more than just a necessary formality. The benefits can save you and your family from serious financial harm. Your benefits can cover your medical bills, rehabilitation, and your lost wages while you recover or if you are permanently disabled.
If you have been injured on the job, in North Carolina, the experienced workers’ compensation attorneys at White and Stradley can help. Please contact us to learn more about workers’ compensation benefits and how we can help you get the compensation that you need and deserve.