Under North Carolina law, most businesses have to carry workers' compensation insurance. When you file a workers' comp claim, there is an incentive for the insurance company to deny your claim, sparking an appeal to the North Carolina Industrial Commission.
Our lawyers can prove invaluable in that appeal. But the process is undeniably frustrating, especially when you've been hurt and you just want to collect the benefits to which you're entitled.
The insurance company doesn't work for you. It is concerned exclusively with its profit margins. As such, they might find reasons to deny your claims. These rationalizations include:
An accusation of intoxication at the time of the accident
Claims that you intentionally injured yourself
Categorizing you as an "independent contractor," making you ineligible for workers' comp
Denying that you are injured or that it did not happen at work
At White & Stradley, PLLC, we've seen all the reasons insurance companies devise for denying a workers' comp claim. We understand these arguments and we know how to respond to them before the state Industrial Commission.
It's vital to have an attorney on your side when you're pursuing the benefits that are rightfully yours.
If you're a North Carolina resident considering a workers' comp claim, please contact White & Stradley, PLLC today for a free consultation.