North Carolina's workers' compensation law can be quite complicated and difficult to navigate, especially in the aftermath of a devastating workplace injury. You don't have to know the intricate details of the law- that's our job, and we do it with dedication and passion.
However, it's still a good idea to know a few crucial facts about the law, as they might govern how you respond after an accident.
Here's what you should know about North Carolina's workers' compensation law:
- The vast majority of businesses in the state are required to carry workers' compensation insurance
- You must report your injury within 30 days, though we always recommend you move as quickly as possible
- It is a no-fault law, meaning you are still eligible for benefits if you contributed to the accident in some way.
- However, benefits can be withheld if you tested positive for drugs or if it's determined that you intentionally caused your accident
- Initial denials from the insurance company can be appealed, as can a denial at the next stage of the process
- Retribution for filing a workers' comp claim is strictly forbidden
- Compensation benefits will be determined by the severity of your injury, your ability to return to work and other factors
This doesn't represent a comprehensive accounting of the law, of course. The important thing is to understand that you have rights under the law and that it's always a good idea to have a strong, experienced workers' comp lawyer on your side.
If you live in North Carolina and you need information on your rights under the state's workers' compensation law, please call White & Stradley, PLLC today at 919-863-9397 or contact us online for a free consultation.