Under North Carolina's workers' compensation law, just about every employer in the state must carry workers' compensation insurance. This means that the insurance company will play a large role in your life in the aftermath of a workplace accident.
The insurance company's role, then, is largely to be your first point of contact with the workers' comp system after your accident. The insurance company will receive your paperwork, evaluate your claim and pay your benefits.
Of course, they will only pay your benefits if they decide to accept your claim. In many cases, these companies deny initial claims. Fortunately, you have the ability to appeal this denial to the North Carolina Industrial Commission.
Insurance companies obviously see an incentive to find reasons to deny your claim. They might accuse you of causing your own accident or of being intoxicated on the job. Alternatively, they may accept your claim but refuse to pay for certain benefits.
An adversarial situation means you need an advocate. Our workers' compensation lawyers know how to deal with insurance companies and fight for the benefits you deserve.
If you live in North Carolina and you've been hurt in a workplace accident, you need an experienced workers' compensation lawyer. Please call White & Stradley, PLLC today at 919-863-9397 or contact us online for a free consultation.