Providing needed compensation following injury on the job is what the North Carolina Workers’ Compensation program is designed to do. In many cases, it does just that without difficulty, denials, or obstacles. However, even the smoothest system, which workers’ compensation is not, can seem confusing when you’re not sure where to direct your questions.
The experienced workers’ compensation attorneys at the Raleigh office of White & Stradley, PLLC have decades of experience helping injured workers navigate the workers’ comp system. If you have been injured on the job in North Carolina and you have questions regarding your options and your rights, we welcome an opportunity to meet with you, free of charge and obligation, to provides honest answers to your questions, and to help you determine the most effective way to move forward.
To schedule your free consultation with our workers’ comp lawyers, please call 855-565-4404 today. We represent injured workers in Charlotte, Greenville, and all surrounding areas of NC.
Do all employers in North Carolina have to carry workers’ compensation insurance?
No. Only companies that employ three or more full-time employees are required to carry workers’ compensation insurance in North Carolina. However, if you work for an employer who does not have workers’ comp insurance, we may still be able to assist you in getting compensation for your injury. Give us a call or use the contact form on this page to schedule a free consultation and learn more.
How much wage compensation is provided through workers’ compensation in North Carolina?
In North Carolina, workers’ comp provides compensation for two-thirds of your weekly salary up to a total of $978 (as of 01-01-18). This amount is reviewed annually by the North Carolina Industrial Commission and adjusted as needed for inflation.
How much compensation is provided through workers’ compensation for medical expenses?
All of the medical expenses related to your injury will be covered in full by workers’ comp in NC. In addition, if your care requires a doctor or specialist who is not in your immediate area, you can be reimbursed at a rate of 54 cents a mile for each mile over 20 that you are required to travel in a single round-trip for appointments or treatment.
Who chooses my medical provider following on the job injury in North Carolina?
Your medical provider and any specialists that your injury may require will be selected by your employer or the insurance company through which your employer’s plan has been purchased. The North Carolina Industrial Commission can be petitioned for a change of provider if your needs are not being met, but it is important that you do not switch providers without written permission from your employer, the insurance company, or the Industrial Commission. Failure to obtain written permission may leave you responsible for any charges that have accrued.
Will workers’ compensation pay for a chiropractor?
In North Carolina, workers’ comp may cover chiropractic care under certain circumstances. When approved by an employer, NC workers’ compensation will cover up to 20 visits to a chiropractor. Additional visits will need to be approved by your employer. Your chiropractor should take care of seeking authorization for these additional treatments.
Will workers’ compensation in North Carolina pay for massage therapy?
As with chiropractic care, massage therapy may be covered by workers’ comp when approved by the employer or insurance company. But, just like chiropractic care, there will be a limit on the number of visits that can be billed without further authorization.
Are alternative therapies and homeopathic treatments covered by workers’ compensation?
Alternative, holistic, and integrative therapies are not typically covered by workers’ comp in NC. Acupuncture may be covered under certain circumstances, but biofeedback, naturopathic medicine, and emerging and experimental treatments will most likely not be covered. This does not mean that you cannot undergo these treatments on your own or attempt to have them covered by your employer’s insurance carrier. It does mean, however, that you should not rely on these treatments being covered and should be prepared to pay for them out of pocket.
What happens if I can’t perform the same job following my injury?
The North Carolina Industrial Commission reviews the impairment ratings of all physicians treating patients under workers’ compensation. If your physician suggests your impairment is permanent, if you are determined unable to resume working even after treatment, or if extended benefits are needed, the Commission may approve permanent disability payments.
What happens if an on the job injury results in a loss of life?
If you have lost a spouse, parent, or child to an on-the-job accident, you are entitled to death benefits under North Carolina workers’ compensation law. Wrongful death benefits will include coverage for burial and end-of-life expenses along with compensation for lost wages. However, if your loved one’s accident was the result of someone else’s negligence, you may be entitled to significantly more compensation.
Personal injury or workers’ compensation?
There are differences between wrongful death, personal injury, and workers’ compensation claims, but the gist is this: if your accident or the death of someone you love was a direct result of someone else’s negligent behavior, you may be entitled to significantly more compensation than workers’ comp will provide. This is also true for workers not covered by North Carolina’s compensation system who often have no other option but to file a lawsuit.
When you come to White & Stradley, PLLC for your free workers’ compensation consultation, we will carefully review the specifics of your case to help you determine which course of action is most appropriate. Experienced, dedicated, and caring, our workers’ compensation attorneys are here to help you get all of the compensation you deserve in the fastest way possible.
For your free consultation with one of our workplace injury attorneys, please call 855-565-4404 today. White & Stradley, PLLC is a workers’ compensation and personal injury law firm serving Greenville, Charlotte, and all of North Carolina from our office in Raleigh. If your injury prohibits travel, one of our attorneys can come to you to discuss your rights, your options, and the most effective ways to get every penny you are due.