Understanding your employer's responsibilities when you are injured can help you keep an eye on the Workers' Compensation process and make sure that your claim is being handled properly so you can get paid as soon as possible. The experienced North Carolina Workers' Compensation attorneys of White & Stradley, LLP can explain these responsibilities in detail and take action if your employer is not holding up their end.
Before Any Injuries Occur
Almost every employer in North Carolina is required to carry a Workers' Compensation insurance policy to protect their employees. There are certain exceptions for very small businesses and agricultural businesses.
When You Are Injured
If your injury or occupation illness requires medical treatment, your employer must report it to its Workers' Compensation insurance company. If you miss more than one day of work or incur medical expenses in excess of $2,000, it must also be reported to the North Carolina Industrial Commission within five days by your employer or the insurance company.
When your employer files the report with the Industrial Commission, you must be provided with a copy of the report and another form that you fill out yourself.
Your employer also has certain legal duties under the Occupational Health and Safety Act (OSHA).
If your employer is not living up to its responsibilities when you are injured, it could cause a delay in processing your claim, delaying your benefits. It could also be a sign that your employer does not have Workers' Compensation insurance.
If you have been injured on the job in North Carolina, please contact the North Carolina Workers' Compensation attorneys at White & Stradley, LLP today.