Figuring out if your auto accident is covered by Workers' Compensation can be more complicated than it seems. The basic rule of thumb is, if you were traveling for the benefit of your employer, your accident is covered. However, within that basic concept, there can be grey areas, and what you consider travel for your employer could be a matter of opinion. North Carolina Workers' Compensation law tries to sort this out in great detail. Even so, you may still need an experienced Workers’ Compensation attorney to help you with your claim.
Your Daily Commute Does Not Count (Usually)
One of the most frustrating parts of Workers' Compensation auto accident law is the fact that driving to and from work is not considered to be part of your job, and is, therefore, not covered. You probably disagree.
There are some exceptions, so if you were injured in an auto accident during your commute, do not assume that you are not eligible for Workers' Compensation.
Were You Doing Something For the Benefit of Your Employer?
Besides going to work, that is. This is the big question. If you were running an errand for your employer, you are probably eligible, even if you did something personal at the same. However, if you make a side trip for yourself while driving as part of your work duties, you are not covered while off the work route.
As you can see, it can get very complicated. Your employer's insurance company will try to use the complicated nature of the law against you.
If you have been injured in an auto accident that you believe may be covered by Workers' Compensation, please contact the experienced Workers' Compensation attorneys of White & Stradley, LLP today. We will schedule your initial consultation. If we feel that you case has merit, your consultation is free.