Dealing with the medical, emotional and legal consequences of your injury can be a very overwhelming experience, so it's important not to let your preconceived notions about Workers' Comp claims add unnecessary stress.
Here are some common misconceptions about NC Workers' Comp Claims:
1. If the Injury was my Fault, my NC Workers Comp Claim will be Denied
North Carolina stipulates that Workers' Compensation is a No-Fault system. If your injury meets the proper requirements, it won't matter who or what caused the injury, even if it was the result of a worker’s mistake.
2. If my NC Workers Comp Claim is Denied, I will not be Compensated
If your claim is denied by the insurance company, you can still file a claim with the North Carolina Industrial commission in pursuit of having your case heard through an administrative hearing process.
3. If I file a Workers’ Comp Claim, It Means I'm Trying to Sue My Employer
Workers' comp claims are not lawsuits. By law, employers in North Carolina are required to provide Workers' Compensation insurance for employees. Filing a Workers' comp claim is completely different than filing a civil or criminal lawsuit.
4. I Can Only File a Claim if I was Injured on the Job Site or in the Workplace
The location of your accident is less important than you think. Your work-related injury may be covered by North Carolina's Workers' Compensation system hether you are in your office or at an out-of-state hotel.
5. My Workers' Comp claim entitles me to Damages for Pain and Suffering
Unfortunately, pain and suffering is not covered by your NC Workers' Comp claim. Employees may only collect payment for medical treatment, lost wages, and other various forms of compensation. Alternatively, you may be able to file a personal injury claim.
If you are interested in filing a North Carolina Workers' Comp claim, contact White & Stradley PLLC at 1-800-471-3209 to schedule your complimentary consultation. We serve workers in Winston Salem, Charlotte, Durham, Asheville, Greensboro, and Wilmington, North Carolina.